Q:
Who is covered by Michelle’s Law?
A: Seriously ill or injured full-time college students
are covered, if their physician provides written
documentation supporting the need for the medical
leave. To be eligible, a student must already have
been covered by the parent’s health insurance
policy.
Q: How long is a student covered under the law?
A: Students are able to take up to 12 months
medical leave of absence without a reduction
in their health care coverage and/or a C.O.B.R.A.
premium.
Q: How many students will be affected by Michelle’s
Law?
A: According to The New Hampshire Sunday News,
an estimated .0058% of New Hampshire’s
18-24 year olds – or a total of six students – are
eligible for coverage under this law (Under the
Dome, March 20, 2005, p. A12). It is reasonable
to assume that other states would have comparable
percentage of students who would be covered.
Q: Does this legislation adversely impact health
insurance companies?
A: During a NH Commerce Committee hearing, both
Anthem Blue Cross and Harvard Pilgrim Health
Insurance companies stated that this legislation
would not adversely affect their bottom lines.
Q: Are there other states with similar legislation?
A: To date, we know of at least nine states that
have, or are trying to pass, legislation that
provides coverage for full-time college students
who become seriously ill or injured. AnnMarie
Morse is working with people from other states
to encourage the passage of similar legislation. |
